April 19, 2010

Enjoying the Benefits of Extra Cover

After our marriage, my mum in-law encourages us to get a private health insurance which my hubby and I are also planning to get for our own good. Around June 2008, we research online about health insurance that suit to us and only affordable with benefits all covered. But to tell you many insurance companies don’t include Dental cover in their policy. Dental service is very important, we need to look after our teeth and visit the dentist regularly as required. When we got our health insurance membership, we also include the dental cover to our policy with an extra cost.

A year ago I've got a problem with my teeth, I found a dental clinic near our house and good thing it was an affiliated dental provider of our health insurance. I inquire the cost for a root canal and turned out to be very expensive, but I really need my treatment so I’ve made an appointment, I think if we’re not a member of private health insurance I will fly to the Philippines and have my tooth fix and have the chance to visit my family there because if you compare the amount they charge on dental care it’s really like a thousand folds of the cost you pay here. But lucky to have dental coverage, I can afford and use my services covered I only pay a low amount and it’s not too bad I had my tooth fixed and I feel comfortable now. I also visit my dentist regularly for check ups and cleaning, I’m enjoying the benefits.

There are many option in choosing a dental cover, some may vary on the extras you pay, the some plan only have full cover to minor treatment and you pay the gap on major dental treatment.

Don’t wait for public dental provider for a long time queue to have your teeth done; health insurance is really more beneficial you can use anytime incase of emergency and unexpected occurrence.


Dave said...

Very nice article, thank you for sharing.

Lynda Howells said...

happy ruby Tuesday to you. love the image of the apple. Dental care in UK is expensive too, even on the NHS!xlynda

nice A said...

Love your ruby image. Happy RT, sis!

Marites said...

i know a friend who actually did exactly what you planned for. Get home to the Philippines and had her teeth fixed. :) happy RT!

Hootin' Anni said...

Dental IS expensive!! Very much so.

My Ruby Tuesday? I've Got Crabs Do stop by if you get a chance. Have a great day.


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